WHAT DOES wikiloan.org (doing business as wikiloan.org) DO WITH PERSONAL INFORMATION PROVIDED BY YOU?
Financial companies make their own choices about how they will share your personal information. However, federal law gives all consumers the right to limit some of, but not all sharing. Federal law also requires financial companies to tell you as a consumer how we collect and share, and how we protect your personal information. Please read this notice carefully to understand what we do and why.
The type of personal information we collect and share depends on the products or services you have with us. Typically, this information can include:
- Checking account information and Social Security number.
- Income and transaction history.
- Account balances and credit history
All financial companies have the need to share their customers’ personal information in order to run their everyday business. In the below section, we list all the reasons financial companies have the ability to share their customers’ personal information; the reasons wikiloan.org chooses to share this information; and whether you have the ability to limit this sharing.
You cannot limit the sharing of your personal information for everyday business needs – to process your transactions, maintain your account(s), respond to legal investigations and court orders, or report to a credit bureau. Your personal information also cannot be limited for any of the following; for marketing needs – to offer our services and products to you, for joint marketing ventures with other financial companies, for affiliates’ everyday business needs – info about your transactions and experiences. You can limit the sharing of your information for the following; for affiliates’ everyday business needs – info about your creditworthiness, for our affiliates to market direct to you, for non-affiliates to market direct to you.